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So far mariebjo has created 19 blog entries.

4 Myths about Mortgage Loans for Doctors

Most physician’s situations just don’t fit into the normal guidelines. With a physician loan, all the challenges can be detrimental if not handled correctly.  Most loan officers have only had experience with any of these types of challenges and unique situations once in a while and your loan might be [...]

4 Myths about Mortgage Loans for Doctors2020-02-04T08:17:10-08:00

Conventional Loans: What are they? Who are they for?

Conventional loans are among the most popular of all the loan options. For those that have good credit, income and down payment, applying for this loan is fast and easy.  Two Types of Conventional Loans There are two types of conventional loans: Conforming and Non-Conforming.  Conforming To qualify for [...]

Conventional Loans: What are they? Who are they for?2020-02-04T08:10:49-08:00

VA Loans: What Are They & Who Are They For?

VA loans are a great option if you’re Active Duty Military or a Veteran looking to purchase your dream home, pay off debts on your current home, make improvements, or just reduce your monthly payments and lower your interest rates.   Who Qualifies For a VA Loan? There are a [...]

VA Loans: What Are They & Who Are They For?2020-02-04T08:11:02-08:00

USDA Loans: What Are They and Who Are They For?

The United States Department of Agriculture was started with the intention to govern the production of food and assure a safe and sanitary environment to prevent the general population from getting sick. Now, the USDA monitors all aspects of food safety from the cattle on the farm to the development [...]

USDA Loans: What Are They and Who Are They For?2020-02-04T08:11:09-08:00

FHA Loans: What Are They and Who Are They For?

The Federal Housing Agency is part of the U.S. Department of Housing and Urban Development, and an FHA loan is a mortgage loan, insured by the FHA, and issued by an FHA-approved lender. But where did the FHA get its start and who do they apply to? Let’s first take [...]

FHA Loans: What Are They and Who Are They For?2020-02-04T08:11:16-08:00

The Top MYTHS And MISUNDERSTANDING of Reverse Mortgages

Why is there so much anxiety and so many concerns voiced about reverse mortgages from friends, relatives, and the media? It is very simple. In the beginning, before HUD and FHA were involved in the program, some private reverse mortgages had fraud problems that hurt some retirees. The program is [...]

The Top MYTHS And MISUNDERSTANDING of Reverse Mortgages2019-09-27T08:21:53-07:00

Safe and Secure

Just a quick note to let you know how I can help you or anyone you might refer to me.  Recently I received a call from Bob, a gentleman who wanted to purchase a condo for his adult daughter. She did not qualify on her own because of her low [...]

Safe and Secure2019-09-06T17:09:40-07:00

Advantages of Using a Reverse Mortgage Line of Credit

Your financial advisor may encourage you to have a line of credit for unexpected (or planned) purchases or shortfalls in cash flow. However, a HECM reverse mortgage has a clear-cut advantage over the traditional credit line, in that it has a growth option (growth applies to unused funds).  While [...]

Advantages of Using a Reverse Mortgage Line of Credit2019-12-05T01:43:06-08:00

Bi-weekly Payments?

I had a client the other day who received an advertisement in the mail that looked like it came from my office, but it turned out that it was marketing material from an out of state company!   I am very glad our client called us about it. The question [...]

Bi-weekly Payments?2019-09-06T17:09:56-07:00

Refinancing 

It can be really confusing seeing all the advertisement on refinancing, and perhaps many people wonder if it would make sense.  A lot of people have low mortgage rates, however, refinancing is not just about lowering your mortgage rate. Refinancing to plan ahead for your next home, or to [...]

Refinancing 2019-08-16T07:50:59-07:00