What is the difference between a broker, bank, and banker?

As many of you know, I was a mortgage broker up until approximately 2 years ago. Since then, I have converted to being a banker…

How to Stop Paying Rent and Own Your Own Home Instead

Would you like to own the home you always wanted for you and your family? If your answer is YES, I can show you how!…

Shopping Around?

Here’s the inside scoop on how to do it right! First: make sure you are working with an experienced, professional loan officer. The largest financial…

Worried About Credit?

Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing…

What Are Points and When Should You Pay Them?

Points are up-front fees paid by the borrower to obtain a better interest rate on a loan. One point equals one percent of the loan…

The Benefits of a Professional Consultant

Choosing a good lender is a key element in managing your mortgage. A professional consultant won’t just provide a loan, they will help you select…

Renters Have Much to Gain by Pursuing Home Ownership

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership…

Mortgage Planning Tips:

Credit Tips to Score a Lower Interest Rate In a mortgage lender’s eyes, a good credit score translates into lower interest rates for home-shopping borrowers.…

Short-Term Interest Rates on the Rise

Adjustable Rate Mortgage Holders Prepare for Increase in Interest Rates Bellingham, Washington – In 2004, the Federal Reserve made it clear that short-term interest rates…