Our job is to help you gain the house you love – with financing you can afford. As an experienced, licensed mortgage banker and CPA, I know how to simplify the maze of real estate rates, fees, and tax deductions that complicate buying a home. I streamline the process for you, making sure you’re set up in the program that’s best for you, and closing the loan on time.
My business is 99% referral-based-which means I make my clients happy! Former clients report they are delighted with the results of their loan experience and refer me to their friends and family. See my client testimonials.
For Pre-Qualification or Consultation, call (360) 676-9600 or 1-866-733-9600.
See also: Myths Concerning Real Estate Financing
Visit our office at 112 Prospect St. across from the Whatcom Museum
Open weekdays 9:30am to 5:00pm
We Specialize In:
- Obtaining the most ideal loans for the client out of a wide pool of wholesale banks and lenders, at no extra charge.
- Ensuring loans are “locked” in a timely manner, avoiding higher interest rates.
- Obtaining successful financing so that the client does not risk losing a house due to last-minute loss of financing (a common occurrence).
- Obtaining the most ideal program for the client, which takes advantage of tax benefits and the best interest rates.
- Can do a credit evaluation, in order to optimize future scores.
Advantages of Owning Your Own Home:
- Great tax deductions for property taxes, insurance, and mortgage interest
- Excellent investment for the future and retirement
- Personal pride from owning your own home
- Your hard-earned money contributes toward an appreciating asset, rather than being wasted on rent
Conventional and FHA Home Loans, VA Home Loans, USDA Home Loans, First -time Homebuyers, Investor Loans.
Washington State: Purchase ~ Refinance
Obtaining a real estate loan can be confusing. What paperwork do you need to file? How can you get the best rate with the lowest fees? How can you afford the home you want?
It’s time we took care of you.
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What People are Saying
From a Realtor
I wanted to share with you a story.
I had a client who had found a house they really wanted to buy and so we proceeded to put a offer in on the home, the client was pre-approved with a lender so everything look good and ready to go.
Now lets jump ahead client gets inspection, lender orders appraisal everything is done on everyone Else’s end except for the lender…
The client, myself and the listing agent put in several calls, text and emails and the lender still kept saying they are working on it.
One extension goes by, second extension goes by, the lender asked client for some documents that they had sent her 6 times and had the documentation to prove it.
Now mind you this was not a short sale, not a foreclosure just a good old fashion resale (yeah we all appreciate those) Lol so as you can imagine the seller is ready to pull out because they had been waiting patiently for two months trying to work with the buyer.
On top of this the lender was related to the client by marriage oh what a scenario this was becoming!
Finally I suggested to the seller to call Marie Bjornson of Fairway Mortgage who I work with on the all of my deals unless client has another lender but Marie was really about to wow me!
Seriously guys Marie got the docs and in a week and half from start to finish the client was signing closing docs!
I can’t express enough how on top of it this lady is! She is very professional, is always readily available, keeps you updated on the status, her communication is excellent and to add to it one of the nicest persons I have worked with.
She is really at the head of the Mortgage game which we all know can be our clients worse enemies.
Even if you have a lender who you work with try her just once and you will really see the difference between her and others just a true diamond in the rough and just a real joy to work with.
Truly care about your success
Thank you Marie!