Once you've applied for any type of financing - it is not "if" but "when " you will receive an offer of credit (to borrow money or to buy something) - This will typically come from other mortgage companies, [...]

Whether it's your first time or your fifth, everybody knows buying a home is a big project. Our Free Consumer Report gives you a clear view of all the steps involved - in plain language, no jargon (...) View [...]

Every month you pay rent on a home that will never be yours. It's like dumping money down the drain. You would rather be making a mortgage payment each month, if only you could save up for a down [...]

You may have heard - a few days ago, the federal reserve announced a rate cut. Here’s what that means... Fed cutting rates are a short term overnight bank to bank lending rate which DOES NOT have a direct impact [...]

Do you worry about how you will retire at an age that isn’t 90? Most people with an average income do. You may not have huge savings or 401K. Many don’t. However, today’s homeowners are using a reverse mortgage to [...]

A few years ago, I was talking to a client (Let’s call her Mary) whose home I had financed. We were just catching up with each other and she mentioned she was thinking about buying a new car. I offered [...]

Most physician’s situations just don’t fit into the normal guidelines. With a physician loan, all the challenges can be detrimental if not handled correctly.  Most loan officers have only had experience with any of these types of challenges and unique [...]

Conventional loans are among the most popular of all the loan options. For those that have good credit, income and down payment, applying for this loan is fast and easy.  Two Types of Conventional Loans There are two types [...]

VA loans are a great option if you’re Active Duty Military or a Veteran looking to purchase your dream home, pay off debts on your current home, make improvements, or just reduce your monthly payments and lower your interest rates. [...]