Bjornson Team Blog2019-08-05T07:10:31-07:00

Refinancing 

By |July 12th, 2019|

It can be really confusing seeing all the advertisement on refinancing, and perhaps many people wonder if it would make sense.  A lot of people have low mortgage rates, however, refinancing is not just about lowering your mortgage rate. [...]

Reverse Mortgage Survivability 

By |July 12th, 2019|

Harold Evensky, Professor- Texas Tech University  Monte Carlo Studies - Reverse Mortgage - Survivability  It has come to my attention that a lot of financial planners missed the ground-breaking study regarding reverse mortgages that was published in the Journal [...]

Mortgage Loans at a Glance

By |June 19th, 2019|

You’re probably looking into buying a home, if not you wouldn’t be here! It can be pretty overwhelming trying to navigate through all of your options. Not every loan works for every person, so here are five common loans [...]

To Refinance or Not to Refinance

By |June 12th, 2019|

If you’re unsure whether or not refinancing would make sense for you to do, keep reading. Many people think that refinancing isn’t necessary since they already have low mortgage rates; however, refinancing is not just about lowering your rates. [...]

4 Challenges Young Medical Professionals Face in Buying a Home And Ways to Overcome Them

By |May 20th, 2019|

If you’re a doctor (or other health care professional), yours is one of the most valued and prestigious fields in our society. So why do so many medical professionals have such a hard time qualifying to buying a home? [...]

4 Biggest Mistakes Doctors Make When Buying a Home

By |May 20th, 2019|

If you’re a doctor (or other health care professional), you belong to one of the most valued and prestigious fields in our society. So why do so many medical professionals have nightmare experiences when buying a home? What are [...]

Mortgage Planning Tips

By |August 28th, 2018|

Mortgage Planning Credit Tips to Get a Lower Rate In a mortgage lender’s eyes, a good credit score translates into lower interest rates for home-shopping clients. The higher your score is, the less risk you represent to the lender, [...]

The Benefits of a Professional Consultant

By |August 28th, 2018|

Choosing a skilled and experienced lender is important when it comes to choosing the right loan program when you are buying a home. But it’s even more important when it comes to managing your mortgage over time. A professional [...]

What Are Points and When Should You Pay Them?

By |August 28th, 2018|

Points are up-front fees paid by you in order to obtain a better interest rate on a loan. One point equals one percent of the loan amount. (So, 1 point on a $300,000 loan would cost $3,000.) And while [...]