VA loans are a great option if you’re Active Duty Military or a Veteran looking to purchase your dream home, pay off debts on your current home, make improvements, or just reduce your monthly payments and lower your interest rates.

Who Qualifies For a VA Loan?

There are a few qualifying factors to get a VA loan, however, if you ever have any questions about qualification, we can help you! Call us at 360-676-9600

  • 2 years active duty/6 years in the reserves or National Guard 
  • Surviving spouse of a veteran who died in combat
  • Honorable discharge after 90 days or more, any part of which occurred during wartime, or 181 days of peacetime. 

Benefits of a VA Loan

If you qualify, a VA loan can be very beneficial to you, as it offers many wonderful aspects that can help you out. Whether buying a new home, renovation, or refinancing. A VA loan will be one of the best options for you. Benefits include:

  • No down payment
  • No monthly mortgage insurance
  • More flexible income and credit standards
  • No prepayment penalty
  • Negotiate with the seller to cover most or all closing costs
  • Lower interest rate and monthly payments

If you want more information on a VA loan, contact us today! 360-676-9600