Bjornson Team Blog2020-09-29T08:50:18-07:00

To Refinance or Not to Refinance

By |June 12th, 2019|

If you’re unsure whether or not refinancing would make sense for you to do, keep reading. Many people think that refinancing isn’t necessary since they already have low mortgage rates; however, refinancing is not just about lowering your rates. [...]

4 Challenges Young Medical Professionals Face in Buying a Home And Ways to Overcome Them

By |May 20th, 2019|

If you’re a doctor (or other health care professional), yours is one of the most valued and prestigious fields in our society. So why do so many medical professionals have such a hard time qualifying to buying a home? [...]

4 Biggest Mistakes Doctors Make When Buying a Home

By |May 20th, 2019|

If you’re a doctor (or other health care professional), you belong to one of the most valued and prestigious fields in our society. So why do so many medical professionals have nightmare experiences when buying a home? What are [...]

Mortgage Planning Tips

By |August 28th, 2018|

Mortgage Planning Credit Tips to Get a Lower Rate In a mortgage lender’s eyes, a good credit score translates into lower interest rates for home-shopping clients. The higher your score is, the less risk you represent to the lender, [...]

The Benefits of a Professional Consultant

By |August 28th, 2018|

Choosing a skilled and experienced lender is important when it comes to choosing the right loan program when you are buying a home. But it’s even more important when it comes to managing your mortgage over time. A professional [...]

What Are Points and When Should You Pay Them?

By |August 28th, 2018|

Points are up-front fees paid by you in order to obtain a better interest rate on a loan. One point equals one percent of the loan amount. (So, 1 point on a $300,000 loan would cost $3,000.) And while [...]

Worried About Credit?

By |August 3rd, 2018|

Stop Worrying and Learn How it Can Affect Your Mortgage Options Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what [...]

What is the Difference Between a Broker, a Bank, and a Mortgage Banker?

By |August 3rd, 2018|

As you may know, I was a mortgage broker for many years until I became a Mortgage Banker (correspondent lender) in 2009. I made the change because it was better for my clients -- it made it possible for [...]

Renters Have Much to Gain by Pursuing Home Ownership

By |August 3rd, 2018|

Should you rent or own? It’s an important question, and financial experts would agree that you should take the time to consider the pros and cons, based on your unique situation. The rewards of home ownership can be significant. [...]