What Is the Right Time to Buy Your First House?

Owning your own home is part of the American Dream, but is there a best time to buy your first house? For those who are seriously thinking about homeownership, there is a distinction between wanting a house and being ready to buy a house. Since buying a home is [...]

What Is the Right Time to Buy Your First House?2020-07-29T09:01:28-07:00

Mortgage Terminology: 7 Phrases Every Home Buyer Should Know

Buying a home is a major step for most people. But listening to lenders use mortgage terminology can quickly make you feel like they are speaking a foreign language. Here's a quick overview of some of the most common terms you will hear when shopping for a home loan.   [...]

Mortgage Terminology: 7 Phrases Every Home Buyer Should Know2020-06-26T12:12:03-07:00

Is the “Offer” in the Mail I received Legit and Can I Opt Out?

Once you've applied for any type of financing - it is not "if" but "when " you will receive an offer of credit (to borrow money or to buy something) - This will typically come from other mortgage companies, insurance agents, credit card companies and car dealers with ads [...]

Is the “Offer” in the Mail I received Legit and Can I Opt Out?2020-05-12T14:27:45-07:00

Our New Free Report Tells You What To Expect When You’re Expecting… To Buy A Home!

Whether it's your first time or your fifth, everybody knows buying a home is a big project. Our Free Consumer Report gives you a clear view of all the steps involved - in plain language, no jargon (...) View and download the FREE report here! CLICK HERE. [...]

Our New Free Report Tells You What To Expect When You’re Expecting… To Buy A Home!2020-04-05T15:44:27-07:00

Down Payment Assistance: What Are Your Options?

Every month you pay rent on a home that will never be yours. It's like dumping money down the drain. You would rather be making a mortgage payment each month, if only you could save up for a down payment. With down payment assistance programs, you may not have [...]

Down Payment Assistance: What Are Your Options?2020-02-04T08:22:08-08:00

Fed Rate Cut & Mortgage Rates – What Does this Mean to Me?

You may have heard - a few days ago, the federal reserve announced a rate cut. Here’s what that means... Fed cutting rates are a short term overnight bank to bank lending rate which DOES NOT have a direct impact on mortgages. This cut will lower rates on credit cards, [...]

Fed Rate Cut & Mortgage Rates – What Does this Mean to Me?2020-04-05T15:44:38-07:00

Worried about a secure retirement?

Do you worry about how you will retire at an age that isn’t 90? Most people with an average income do. You may not have huge savings or 401K. Many don’t. However, today’s homeowners are using a reverse mortgage to plan a secure retirement.    What is a reverse mortgage? [...]

Worried about a secure retirement?2020-03-10T10:08:47-07:00

If you think your credit score is good enough, think again

A few years ago, I was talking to a client (Let’s call her Mary) whose home I had financed. We were just catching up with each other and she mentioned she was thinking about buying a new car. I offered to help her look at her finances before she made [...]

If you think your credit score is good enough, think again2020-03-10T10:09:00-07:00

4 Myths about Mortgage Loans for Doctors

Most physician’s situations just don’t fit into the normal guidelines. With a physician loan, all the challenges can be detrimental if not handled correctly.  Most loan officers have only had experience with any of these types of challenges and unique situations once in a while and your loan might be [...]

4 Myths about Mortgage Loans for Doctors2020-02-04T08:17:10-08:00

Conventional Loans: What are they? Who are they for?

Conventional loans are among the most popular of all the loan options. For those that have good credit, income and down payment, applying for this loan is fast and easy.  Two Types of Conventional Loans There are two types of conventional loans: Conforming and Non-Conforming.  Conforming To qualify for [...]

Conventional Loans: What are they? Who are they for?2020-02-04T08:10:49-08:00