Choosing a skilled and experienced lender is important when it comes to choosing the right loan program when you are buying a home. But it’s even more important when it comes to managing your mortgage over time. A professional consultant won’t just provide a loan, they will help you [...]

Points are up-front fees paid by you in order to obtain a better interest rate on a loan. One point equals one percent of the loan amount. (So, 1 point on a $300,000 loan would cost $3,000.) And while a lower interest rate may result in a lower monthly [...]

Stop Worrying and Learn How it Can Affect Your Mortgage Options Are you worried about your credit history? Just about everyone has something in their past credit that is less than perfect. The most important thing is to learn what is on your report, find out what impact that information [...]

As you may know, I was a mortgage broker for many years until I became a Mortgage Banker (correspondent lender) in 2009. I made the change because it was better for my clients -- it made it possible for me to get their loans approved & closed faster, with [...]

Should you rent or own? It’s an important question, and financial experts would agree that you should take the time to consider the pros and cons, based on your unique situation. The rewards of home ownership can be significant. Purchasing real estate has been a solid investment for many [...]